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When You Need Umbrella Insurance

Car insurance and homeowners or renters insurance are both policies that everyone should have. If you have dependents, add life insurance to that list. If you have all those, when would you need umbrella insurance? The following will answer that question for you.

Protection Above and Beyond

Few people realize that home and auto insurance limits may not cover everything. If an accident that happens on your property or with your car results in serious injury, then the costs that you are liable for may be more than the limits on your policies.

This is where an umbrella policy would come in. If your net worth and projected future earnings are more than the limits for either your home or renters insurance, then you should consider an umbrella policy. This would cover you if your costs go over the limits on your car or homeowners insurance.

If you have any questions or to get a quote, contact Save-on Insurance Services at our offices in Los Angeles, California today!