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The Importance of Knowing Insurance Terms and Coverage

Becoming familiar with insurance terms can help you better understand what kind of coverage is available to you for health, auto, life and homeowners policies. The following gives a brief synopsis of various insurance options and their coverage: 

Auto Insurance protects you against injuries and property damage sustained in an accident. Coverage can include liability, personal injury, property damage, collision, comprehensive and uninsured motorists’ coverage depending on the policy you choose.

Accident and Health Insurance offers protection for injuries and/or death due to an accident and covers costs of preventative services, medical care, catastrophic care, etc.

Business Owners Policy combines liability, property and business interruption coverage for small or medium size companies.  

Homeowners Insurance protects your house, property and personal belongings against damage due to storms, theft and fire; amount of coverage depends on your policy.

Life Insurance protects your family financially in the event of your early demise.  

Renters Insurance protects against damage to personal belongings when you are renting a home or apartment. You also receive liability coverage for damage you or your family cause to others.

To get a quote on insurance coverage in California, contact Save-on Insurance Services located in Los Angeles, CA