Get Instant Quote Button Choose a plan below:

Enter Your Zip Code

What Exactly Does General Liability Insurance Cover?

General liability insurance is a type of business insurance coverage that offers protection when property damage or injuries happen as a result of business operations. General liability is also referred to as commercial general liability or business liability insurance.

Business owners are often well-aware of certain risks associated with daily operations of the business. Still, the provisions of general liability protection is sometimes unclear.

General liability insurance policies cover:

  • Bodily Injury: Bodily injury resulting from work-related accidents involving individuals the company is liable to.
  • Medical Payments: Medical bills associated with those business-related incidents resulting in body injury.
  • Property Damage: Policy provisions include damages to property used for business operations (even if it’s rented).
  • Defense: Covers your business if the company is named in a legal proceeding (whether or not your company is at fault).
  • Personal And Advertising Injury: Protects against claims such as libel, slander, defamation of character, etc.

Even amid the best processes and strategies, your business can come under fire. Being properly insured is critical to both protecting the company if a challenge arises and in offering peace of mind as you head home each day.

At Save-On Insurance Services, experienced agents have assisted California business owners since 1985. For a comprehensive risk analysis, or to get a quote for general liability coverage, contact Save-On Insurance Services today.