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Things to consider when buying travel insurance

Planning vacations require a lot of thought, planning and money. Do not let something unexpected, such as sickness, accidents, lost luggage or natural disasters cause more grief. Travel insurance is available to help cover some of life’s unexpected incidents, both while on vacation and in the event you have to cancel it.

Here are some things to consider regarding travel insurance when planning your upcoming vacation:

  • Buy travel insurance when you book your vacation
  • Buy travel insurance a la carte, by only purchasing the areas of travel coverage you will need
  • Purchase evacuation coverage to ensure your emergency trip home is covered
  • Be aware of policy restrictions and consider purchasing a “cancel for any reason” policy
  • Know that travel insurance is not the same thing as a “cancellation waiver”
  • Take a lot of notes to back you up when filing a claim
  • Know that you may not be covered if something happens while you are under the influence

Also, when buying travel insurance it is important you purchase it from a reputable insurance provider and not your tour guide. This will ensure you receive all the coverage you are paying for.

For all of your insurance questions, including those about home and life insurance contact Save-On Insurance Services in Los Angeles, California. Call us today to get a quote.