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Factors that make life insurance more expensive

Many of us are in need of life insurance. Especially if we have young children, a spouse who is dependent upon our income or a mortgage. Life insurance protects our loved ones should the unthinkable happen and ensures they can financially make it through their time of need. There are many different types, costs and levels of life insurance coverage available.

Depending upon the level of coverage you want and other factors, a life insurance policy can get expensive. Some factors which may affect the cost of a life insurance policy include those related to medical and family history and lifestyle choices. Below are different factors which can cause the cost of your life insurance policy to increase.

  • Tobacco use
  • Weight
  • Driving record
  • Cardiovascular disease
  • Cancer
  • Depression
  • Cholesterol levels
  • Diabetes
  • Asthma
  • Substance abuse
  • Family history
  • Occupation
  • Participation in dangerous hobbies

Take time to speak with your insurance agent to find out which factors in your life may affect the cost of your life insurance policy.

For more information about your life and other insurance needs or to get a quote contact Save-On Insurance Services.