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Temporary Auto Insurance 101

If you are an infrequent driver, you may want to put your money towards a temporary car insurance policy as opposed to a long-term auto insurance policy. Temporary insurance policies are those that provide the necessary coverage for specific dates of driving. This type of insurance is not automatically renewable and is only suitable for those that fit the necessary criteria.

Criteria for Temporary Auto Insurance:

  • If you are between policies but still need to drive
  • If you are insuring a rental car for a cross-country road trip
  • If you will have house guests that need to drive for a short period of time
  • If you have temporary ownership of a vehicle
  • If you have a vehicle in storage that needs protection
  • If you have a car that you will be selling soon
  • If you have out of town visitors that will be using a car for a short period of time
  • If you have a college student home for vacation that will need to drive a car for a short period of time
  • If you need immediate drive-away insurance after you’ve just purchased a new car

Contact the insurance experts at Save-On Insurance Services for all of your Los Angeles auto insurance needs. We can help determine if your needs require a temporary auto insurance plan.


Teen Drivers Require Every Possible Advantage

Parents worry about distracted driving, overconfidence and indecision when their teens are behind the wheel.  Selection of a well-equipped vehicle could reduce the chances that the teen will be involved in a crash.

  • Electronic Stability Control – An automobile equipped with ESC will take control if the teen is unable to control a skid or sharp turn.  This feature is on every 2012 make and model of vehicle.  The expense of having a teen drive a new car might be outweighed when the technology saves the young driver’s life.
  • Anti-lock Braking System – Wet roads require driving skill that can be assisted with brakes that will not lock and cause skids.  ABS adjusts the brake tension automatically to allow the car to retain contact with the pavement.
  • Airbags – In a crash, teen drivers will benefit from the deployment of airbags.  Bumps and bruises will heal faster than severe injuries incurred from rattling around in a rolling vehicle.
  • Proper maintenance – Good tires and proper air pressure work together to make the car even more safe.  Teens should be taught how to check fluid levels and tire pressure each month.

For all your auto insurance needs, contact Save-On Insurance Services to get a quote, today!